Questions To Ask Your Insurance Provider About Out-Of-Network Coverage:
• Do I have mental health benefits?
• What is my deductible and has it been met?
• How many counseling sessions per year does my policy cover?
• Does my plan cover an out-of- network mental health provider?
• How do I obtain reimbursement for therapy with an out-of-network provider?
• What is the coverage amount per therapy session?
• What percent of the covered amount does my plan reimburse?
• Is approval required from my primary care physician?